Cyprus state land plots for families 2026: who qualifies and what it costs

In short

Who it applies to

Families in which at least one partner is a Cypriot citizen: couples with or without children, and parents raising children alone. One of the couple must be under 45, and one must live in the village with the plots or within 15 km of it. The scheme is not open to single people without children, nor to families with no Cypriot citizen, however long they have lived on the island.

What it costs

The plot is not free: the price is 25% of its general valuation (αξία γενικής εκτίμησης), set by the Land Registry. You pay the whole amount at once, on the day you sign the agreement, and the plot is then registered to you — so it can secure a bank loan for the build. Roads, water and electricity to the plots are laid by the state and are not part of the price. You build the house yourself and at your own cost, and obtain the building permits yourself.

How long it takes

Applications are accepted until 30.11.2026 — late ones are not registered. Then the district committee examines them and sends letters with its decision and your place on the list; you have 21 days to object. Once the lists are final, the plots are allocated by lottery, and only then do you sign the agreement and pay. The scheme gives no timescale for the examination. After signing you have 3 years to build the house, extendable by one more.

Where to apply

In person only, on the paper form, at the District Administration of the district where the village is, 8:00 to 13:00: Nicosia — 2 Alkaiou St, 1st floor, office 132; Limassol — Vragadinou St, building Ε; Larnaca — Europe Square, 6 Athinon Ave; Paphos — 5 Nikodimou Mylona St; Famagusta — 71 Sotiras St, Paralimni. One application per village. A couple signs it together.

If your case differs

The house may be no larger than 150 m² and must have at least two bedrooms. You cannot transfer the plot before the house is finished, nor sell the house for 5 years after completion; the restriction is written into the title deed. Fail to build in time and the plot goes back to the state, or you pay the rest of its valuation. If you have had state housing aid before (other than a rent subsidy or a mortgage interest subsidy), you are not eligible.

Your case

Deadlines and conditions

• the plot costs 25% of its general valuationThe scheme, Ενότητα 13(β): «Η τιμή διάθεσης … καθορίζεται σε ποσοστό 25% της αξίας γενικής εκτίμησης του Οικοπέδου που θα προκύψει μετά τον διαχωρισμό»; the valuation is set by the Director of the Land Registry under Cap. 224 (Ενότητα 13(α)). Payment is a single sum on signing the agreement (Ενότητα 15).
• at least one partner under 45 on the day of applyingThe scheme, Ενότητα 10.Β — not to have reached «το 45ο έτος της ηλικίας του» on the day of applying; Ενότητα 10, clarification ii: for a couple the condition «πρέπει να πληρείται από ένα τουλάχιστον εκ των δύο προσώπων». The same in the ministry's questions and answers, question 3(β).
• live in the village with the plots or within 15 km of itThe scheme, Ενότητα 10.Γ and 11.V: a permanent resident of the community with the plots, or of a community whose boundary lies no more than 15 km from its boundary; applications from those living further «ΘΑ ΑΠΟΡΡΙΠΤΟΝΤΑΙ». The Land Registry measures the distance; a list of neighbouring communities is attached to each notice of 28.09.2026. For a couple one partner is enough (Ενότητα 10, clarification i).
• a couple or single parent — up to €45,000 a yearThe scheme, Ενότητα 10.Στ, table: «Ζεύγος και Μονογονεϊκή οικογένεια — μέχρι 45.000». Income is gross, for the year before applying, of all family members, including the 13th and 14th salary, recurring overtime, maintenance, rent and dividends; child benefit and student grants are excluded.
• a family of three — up to €50,000The scheme, Ενότητα 10.Στ: «Οικογένεια 3 ατόμων — μέχρι 50.000».
• a family of four — up to €55,000The scheme, Ενότητα 10.Στ: «Οικογένεια 4 ατόμων — μέχρι 55.000».
• five or more people — up to €65,000The scheme, Ενότητα 10.Στ: «Οικογένεια 5 ατόμων και άνω — μέχρι 65.000». There is no higher band above five people.
• the last day to apply is 30.11.2026All five District Administration notices of 28.09.2026, in an identical paragraph: «Ως τελευταία ημέρα υποβολής αιτήσεων ορίζεται η 30/11/2026. Τυχόν αιτήσεις που θα υποβάλλονται μετά την ημερομηνία αυτή, θα θεωρούνται εκπρόθεσμες και δεν θα παραλαμβάνονται».

Sources

• Ministry of Interior, “Στεγαστικό Σχέδιο Διάθεσης Οικοπέδων σε Οικογένειες στη Βάση Εισοδηματικών Κριτηρίων”www.gov.cyThe scheme page of 18.09.2026: conditions in brief, the income table, the priority order, phone numbers per district and links to the scheme text, the form and the agreement. Greek only.
• Ministry of Interior, full text of the scheme (24 pages)www.gov.cyThe primary source for every condition: who qualifies and what counts as a couple and a child (Ενότητα 10), the priority order (11), applying and objecting (4–7), the price (13), sizes (14), obligations and the ban on sale (16–17), who is excluded (20).
• Ministry of Interior, questions and answers on the schemewww.gov.cyFourteen answers: which conditions one partner meets and which both must (question 3), who counts as a native, a returnee and a neighbour (4), what the price covers (5), what happens if you do not finish building (12).
• Ministry of Interior, District Administration notices of 28.09.2026www.gov.cyFive notices, one per district: which villages and how many plots, the last day to apply, the address and hours, and a list of neighbouring communities within 15 km of each village.
• Ministry of Interior, application form (Παράρτημα 3), version of 30.09.2026www.gov.cyThe 18-page form itself and its list of documents: ID cards, marriage certificate, property certificates from the DLS Portal for you, your children and parents, income statements for the previous year, an ΑΗΚ bill and a community certificate of residence. Without any one of them the application is incomplete.